Ricky Steele
Michigan Real Estate Solutions

We Solve Tough Deals

We specialize in working with agents, wholesalers, and direct sellers to close the listings retail buyers won’t touch. From fast cash to creative options, we bring the solution that fits the seller while keeping the process clean, clear, and stress free.

Agents Wholesalers Direct Sellers
RICKY STEELE

Buy Boxes & Offer Methods

Use these buy boxes as a quick filter for what we’re targeting. If a deal is tricky, the Offer Methods tab shows how we still create a clean win for your seller.

Fix & Flip

Property Type

SFH / MFH on owned land

Profit

$50K–100K per flip

Beds / Baths

2+ beds, 1–1.5 baths

Size

900 SQF and up

Year Built

1950 or earlier

Location

SE Michigan & Ohio

Financing

Cash or creative

Assisted Living

Property Type

Convert to 6-bed AFC

Beds / Baths

4–6 beds, 2–3 baths

Size

2,000 SQF and up

Area

Near hospitals / clinics

Features

ADA compliant or convertible

Location

SE Michigan & Ohio

Financing

Cash or creative

Veterans Housing

Property Type

SFH or 5–12 unit MFH

Beds / Baths

4–6 beds, 2–3 baths

Size

2,000 SQF+

Area

Near VA hospitals

Features

ADA compliant / convertible

Location

SE Michigan & Ohio

Financing

Cash or creative

Student Housing

Property Type

SFH, duplexes, small multis

Beds / Baths

3–6 beds, 2–3 baths

Size

1,500 SQF and up

Area

Near UM, EMU, MSU, WSU, OU

Location

SE Michigan & Ohio

Financing

Cash or creative

Offer Methods That Solve Problems

When a listing is stuck, we match the seller’s problem to the right solution so you can close without drama.

Low / No Equity
Heavy Repairs
FHA / VA Issues
Appraisal Problems
Vacant Rentals
Inherited / Estate
Long DOM
Need Fast Close

Fast Cash Close

Problem: seller needs speed or the house won’t qualify retail. Solution: we close as-is, fast.

  • 7–14 day close
  • No repairs or concessions
  • No inspection or appraisal drag
  • You keep full commission

Subject-To

Problem: equity is tight and payments are the burden. Solution: we take over the mortgage and close clean.

  • Works for low / no equity
  • We handle payments after closing
  • Seller avoids bringing cash
  • Agent paid at closing

Seller Finance

Problem: seller wants top dollar and steady income. Solution: they carry terms while we take care of the property.

  • Higher net than cash
  • Predictable monthly income
  • Potential tax smoothing

Morby Hybrid

Problem: seller wants strong cash now and more later. Solution: lender funds most upfront, seller carries the rest.

  • ~70% cash at close
  • 20–30% seller carry
  • High price + clean exit

Why Agents Work With Us

  • You keep full commission.
  • We solve deals retail buyers can’t.
  • Fast, clear communication.
  • Your seller gets options.

Lend With Me. Let’s Win Together

Looking to place capital in strong Michigan real estate deals? We partner with private lenders who want consistent, asset-backed returns while we handle the heavy lifting from acquisition to exit.

Target Markets & ZIP Codes

If you’re working leads in these areas, there’s a very strong chance we can put a deal together.

Fix & Flip
Brick preferred · Basement + garage · Distressed · outdated · inherited · vacant
Core Suburbs
Warren 48089, 48091, 48092, 48093 Redford 48239, 48240 Livonia 48150, 48154 Eastpointe 48021 Clinton Twp 48035, 48036, 48038 Sterling Heights 48310, 48312, 48313 Southfield (select pockets)
Added Strong Markets
Westland 48185, 48186 Garden City 48135 Ypsilanti 48197, 48198
Detroit Zips
48224 48223 48221 48227 48228 48204 48205 48206 48213 48219 48235 48238
Selective
Romulus 48174 Belleville 48111 Inkster 48141 (only at a true steal)
ARV Focus: Detroit 150–225K · Suburbs 180–300K · Premium 250–350K
Typical MAO: 60–75% of ARV minus repairs (zip & product dependent)
  • Suburbs: 70% × ARV – Repairs
  • Premium: 72–75% × ARV – Repairs
  • Detroit: 60–65% × ARV – Repairs – 10K buffer
  • Selective Markets: 65–68% × ARV – Repairs – 5–10K buffer
  • Inkster: 55% × ARV – Repairs
  • Rehab Estimates:
  • Light: $20–30/sf · Medium: $35–45/sf
  • Heavy: $55–65/sf · Gut: $60–75/sf
Creative Finance & Buy & Hold
SubTo · Seller Finance · Hybrid · STR / MTR / Co-living · MHP & RV Parks
Ann Arbor / Ypsilanti
48104 48105 48108 48197 48198
Metro Detroit Medical Corridor
48067, 48073, 48071, 48072, 48083 48334, 48335, 48336, 48152, 48154 48124, 48126, 48127, 48128
STR / MTR – Detroit
48201 48202 48226 48207
Grand Rapids & Kalamazoo
Grand Rapids 49503, 49504, 49505 Kalamazoo 49001, 49006, 49007
West Michigan STR
49684, 49686 49423, 49424 49090 49453, 49406 49117, 49128
LTR Suburban Core & Detroit Rentals
Flip/LTR Suburbs: 48089/91/92/93, 48239/40, 48185/86, 48135, 48150/54, 48035/36/38, 48180/95/92/01 Detroit Rentals: 48224, 48223, 48221, 48227, 48228
MHP & RV Park Regions
West Michigan Northern Michigan Outer-ring Detroit
Asset Types: SubTo · Seller Finance · Hybrid · Master Lease · STR/MTR · MHP/RV (40–150 pads)
Key Metrics: DSCR ≥ 1.25 · MTR 1.8–3× LTR · STR ≈ 2× LTR · MHP/RV cap 7–9%
  • Creative Structures: SubTo, Seller Finance, Hybrid (Morby Method), Wraps, Master Lease + Option.
  • Ideal Loans: 2–6.5% interest, strong cashflow spread.
  • Seller Situations: FSBO, inherited, tax delinquent, tired landlords, high equity.
  • Use Tags: Flip → FLIP CANDIDATE · Hold → HOLD CANDIDATE · Both → HYBRID

hOW IT WORKS

STEP 1

Submit your property details.

STEP 2

We review and calculate your

true rehab range.

STEP 3

Get a call from our team with

insights & next steps

why partner with us?

Data-Driven Rehab Analysis

Transparent Estimates, No Surprises

Proven Track Record with Investor Flips

Dedicated Construction Management Team

Discover Our Passion for Eye Care

Caring For Your Vision, Every Step Of The Way

We are dedicated to providing top-quality eye care with a personalized touch. From comprehensive exams to advanced vision solutions, our expert team ensures your eyes stay healthy and your vision remains clear.

  • Experienced optometrists committed to your eye health

  • Cutting-edge technology for accurate vision care

  • A wide range of eyewear to suit every style and need

Testimonials

“I was unsure about seeing an optometrist at first, but their care was invaluable. From the exam to the right treatment, I felt confident knowing my eye health was in expert hands.”

John D

“Visiting an optometrist helped me through a difficult time with my vision. They guided me through every step, from diagnosis to treatment, and helped me get the care I needed. I highly recommend their service.”

Sarah M

Call +1 734-822-7313

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Nothing on this page constitutes legal, financial, or tax advice. All real estate calculations. Including ARV, MAO formulas, repair estimates, or seller finance examples are strictly estimates and may vary based on property condition, market factors, and due diligence.

Right Now Home Buyers and its representatives are not acting as real estate agents, attorneys, CPAs, or financial advisers. Sellers, buyers, and partners should conduct their own due diligence and consult licensed professionals before entering any real estate transaction.